Our plans feature:
- In-network access to 95% of dentists in Arkansas, plus a large nationwide network1
- Two routine exams and cleanings per year at little or no extra cost2
- Our unique Dental Xtra program that provides additional benefits - at no extra cost - for eligible members that help improve whole-body health
- The ability to roll over a portion of unspent benefit dollars for future use
Need help?
Call us at 800-392-2583 or visit one of our ArkansasBlue Welcome Centers.
Dental + Vision
Our combo plans include all the benefits of our dental insurance plans plus vision benefits.
Benefits at a glance for pediatric dental plans (ages 0-18 years)
| Plan details | Pediatric | Silver | Gold | Platinum | Platinum Premium |
|---|---|---|---|---|---|
| Calendar year maximum | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited |
| Out-of-pocket maximum | $450 for one child; $900 for two or more children | $450 for one child; $900 for two or more children | $450 for one child; $900 for two or more children | $450 for one child; $900 for two or more children | $450 for one child; $900 for two or more children |
| Waiting periods1 | None | None | None | None | Minor/major restorative: none Orthodontia: 12 months |
| Deductible (individual) | $20 | $50 | $35 | $20 | $20 |
Calendar year benefits
You pay (In-network coinsurance after deductible)
| Benefit | Pediatric | Silver | Gold | Platinum | Platinum Premium |
|---|---|---|---|---|---|
| Diagnostic and preventive coverage | 0% | 10% | 0% | 0% | 0% |
| Minor restorative coverage | 20% | 30% | 20% | 20% | 20% |
| Major restorative coverage | 50% | 50% | 50% | 50% | 50% |
| Implants | Not covered | Not covered | Not covered | Not covered | Not covered |
| Orthodontia | Not covered | Not covered | Not covered | Not covered | 50% |
| Orthodontia lifetime | N/A | N/A | N/A | N/A | $1,000 |
Additional benefits
| Benefit | Pediatric | Silver | Gold | Platinum | Platinum Premium |
|---|---|---|---|---|---|
| Rollover | N/A | N/A | N/A | N/A | N/A |
| Dental Xtra | Included | Included | Included | Included | Included |
Rates
| Plan type | Pediatric | Silver | Gold | Platinum | Platinum Premium |
|---|---|---|---|---|---|
| Dental plans | $37.37 | $24.66 | $32.85 | $37.37 | $45.00 |
| Dental+Vision plans | N/A | N/A | $39.25 | $43.96 | $51.59 |
Note:
- Diagnostic and preventive coverage includes exams, prophylaxis (teeth cleaning) and X-rays.
- Minor restorative coverage includes fillings, endodontics (root canals), oral surgery and extractions.
- Major restorative coverage includes crowns, partials and dentures, surgical periodontics, bridges, inlays, onlays and periodontics (treatment for gum disease).
Benefits at a glance for adult dental plans (age 19 years and older)
| Plan details | Silver | Gold | Platinum | Platinum Premium |
|---|---|---|---|---|
| Calendar year maximum | $1,000 | $1,000 | $1,500 | $2,500 |
| Out-of-pocket maximum | None | None | None | None |
| Waiting periods4 | Minor restorative: 6 months | Minor/major restorative: 6 months | Minor/major restorative: 6 months | Minor restorative: 6 months Major restorative: 12 months |
| Deductible (individual) | $50 | $35 | $20 | $20 |
Calendar year benefits
You pay (In-network coinsurance after deductible3)
| Benefit | Silver | Gold | Platinum | Platinum Premium |
|---|---|---|---|---|
| Diagnostic and preventive coverage | 10% | 0% | 0% (no deductible) | 0% (no deductible) |
| Minor restorative coverage | 25% | 20% | 20% | 20% |
| Major restorative coverage | 50% for re-cementations, repairs and adjustments only | 50% | 50% | 50% |
| Implants | Not covered | Covered | Covered | Covered |
| Orthodontia | Not covered | Not covered | Not covered | Not covered |
Additional benefits
| Benefits | Silver | Gold | Platinum | Platinum Premium |
|---|---|---|---|---|
| Rollover | Not included | Included | Included | Included |
| Dental Xtra | Included | Included | Included | Included |
Rates
| Plan type | Silver | Gold | Platinum | Platinum Premium |
|---|---|---|---|---|
| Dental plans | $23.25 | $37.82 | $49.48 | $58.74 |
| Dental+Vision plans | N/A | $44.22 | $56.07 | $65.33 |
Note:
- Diagnostic and preventive coverage includes exams, prophylaxis (teeth cleaning) and X-rays.
- Minor restorative coverage includes fillings, endodontics (root canals), oral surgery and extractions.
- Major restorative coverage includes crowns, partials and dentures, surgical periodontics, bridges, inlays, onlays and periodontics (treatment for gum disease).
1Percentage of licensed dentists in Arkansas contracted in our PPO Plus network.
2Limit two visits per calendar year. Virtual visits count toward your plan’s annual maximum.
3Information in grid represents in-network benefits. Coinsurance of 25% for diagnostic and preventive coverage, 40% for minor restorative coverage, and 70% for major restorative coverage applies to services provided by out-of-network providers.
4Your application is received within 30 days of the termination date of your previous coverage and mo later than 60 days from the effective date of your new Arkansas Blue Cross and Blue Shield policy, the six-month waiting periods for minor restorative services for adult Silver, Gold, Platinum and Platinum Premium plans, and major services for adult Gold and Platinum plans, will be waived. For Platinum Premium plans, the 12-month waiting period will be reduced to six months. You must show proof of prior continuous comparable dental insurance by providing a copy of your previous dental policy Certificate of Coverage and benefit schedule, which lists the coverage for services provided.